Twitter users have mocked the money diary of a millennial entrepreneur who won’t spend $6 on an Uber despite earning $25,000 a month.
Writing for Refinery29, the anonymous 22 year old, who lives in New York with two roommates, revealed she runs an e-commerce store that sells handbags manufactured in China across the globe.
Despite being able to put $20,000 into her savings account every month – in a city where the average monthly salary is a fifth of that – she insists she’s not a ‘baller’.
The handbag designer, who said she had already made ‘more than $600,000 in revenue this year’ at the time of writing her diary, also confessed she puts a large sum into her savings account every month so ‘I never feel too flush and accidentally buy a Chanel bag’.
Twitter users have mocked a millennial entrepreneur for avoiding Ubers and living with two roommates despite earning $25,000 a month (file photo)
Her frugal spending habits in spite of her huge monthly salary have been questioned by many
Later on in the money diary, which details her spending over a week-long period, she opts to avoid designer labels and buys bikinis from budget retailer Zaful and high street store Mango.
Her frugal approach prompted an incredulous response from readers on Twitter, many of whom questioned why someone earning so much would still choose to share a rented apartment, and scrimp on travel costs.
She also decides against a $300 in-salon hair treatment because she discovered on Google that she is able to buy the product used in the treatment from Sephora for just $28.
The fashion designer reveals that she is constantly looking for ways to help her save money – whether it’s on purchases, or on business decisions.
On day five, she writes that she spent the morning ‘Googling ways to save on taxes’, while eating a Cuban sandwich that she had purchased earlier in the morning – after taking a bus back to Manhattan from her boyfriend’s home in New Jersey.
‘I am seriously [considering] moving to Miami to save on taxes,’ she says. ‘My BFF said the Cuban sandwiches there are better anyway….
‘Check Uber — it’s $6 to go home and I ain’t a baller, so I take the subway home.’
Her lifestyle choices, which involve buying a $707 Celine bag from a pre-loved fashion site but also sharing a flat with two others, have been questioned by many.
Myla Marcia wrote: ‘I’m confused as to how she makes this much money and can afford Chloë bags but doesn’t wanna pay $6 for Uber.’
Cat added: ‘Why would you live with two roommates when you can afford to live by yourself??’
Amelia Costa said: ‘I am in no position to judge other people’s financial decisions but this woman saves $20,000 a month and is still paying for Netflix in standard def.’
At one point in the money diary, she buys a $707 Celine bag from a pre-loved fashion site, but then later on she won’t spent $6 on an Uber to get home from the park
Others lamented their own financial situations, with one simply saying ‘God, I’m poor’
Others have been left baffled by her eating habits, which see her buying burritos, pizza, and candy, while simultaneously claiming she has been a ‘healthy living influencer of sorts on Instagram since high school’.
Mish Mosh said: ‘She says she’s a healthy living influencer of sorts… but her lifestyle is not “healthy” at least food wise..I’m confused.
‘And unless she’s super frugal, her “spending” is suspect. But if this is true, GOOD FOR HER! ‘
Chris Edward added: ‘Day 3: 4pm: “I have been a healthy living influencer of sorts on Instagram” Eats nothing but burritos, pizza, brie melted over pasta, McDonald’s, and cookies…
‘Unless she takes a bite, chews and then spits it back up, this woman eats worse than I do…’
Some Twitter users simply shared their despair at the size of their own pay packets.
Nancy-Elizabeth said: ‘God, I’m poor.’
Esra added: ‘Thank you, now i truly realize how i will never have my life together.’
Rebecca Fishbein added: ‘Somehow I am MOST annoyed that she is incredibly responsible with this money because it makes me less able to hate her/reminds me that I need to stop buying jeans every time I get more than $400 for a story.’