There may still be 81 days until Christmas, but the holiday season always seems to creep up faster than we think.
But expert Kelly Baker has revealed that three simple tips could save you more than $3,000 a year – plenty of extra cash for those gifts under the tree.
Kelly, who appeared on Today Extra on Wednesday, told hosts David Campbell and Sonia Kruger that buying a few coffees a day can cost up to $70 a week.
Kelly Baker (pictured) has revealed that three simple tips could save you more than $3,000 a year, with plenty of cash saved up right before Christmas
Kelly revealed that buying a few coffees a day can cost up to $70 a week, and recommends making coffee at work instead (file photo)
‘That turns out to be $3,600 a year,’ she said. ‘If you stop to think about it, that’s a heap of money! Make work pay for it!’
‘Go to work, go to the kitchen, use theirs. Maybe take some home from there,’ she jokingly added.
Kelly also suggested making coffee at home before work, or investing in an office coffee machine.
It’s a simple tip, but Kelly’s second piece of advice takes even less work. She simply recommends that you start driving a little slower.
Kelly also recommends limiting the amount of cash you carry and leaving the credit card at home to deter from superfluous spending (file photo)
Kelly also advises driving 70km/h instead of 80km/h, which she said could save you 10 per cent on petrol costs (file photo)
‘If you slow down a bit and do 70km/h rather than 80km/h, you actually save about 10 per cent on petrol,’ she said.
‘Then when you fill up again, you don’t have to fill up as often!’
Kelly’s last tip takes the least effort, but may be the hardest one of all.
She recommends limiting the amount of cash you carry and leaving the credit card at home to deter from superfluous spending.
‘I know it’s really hard, but when you use a credit card it’s kind of like magic money,’ she said.
‘It doesn’t seem real.’