Christmas comes early for two more Premium Bond millionaires: But which lucky people won big with the smallest holdings this month?
- Saver from Suffolk scooped the £100k prize with just £600 in Premium Bonds
- Two others won £25,000 while holding just £100 in Premium Bonds each
Two more lucky Premium Bonds holders have just become millionaires in time for Christmas.
This month’s winners included the first jackpot winner ever from the Scottish Highlands to win the £1million prize. They had accumulated £54,000 of Premium Bonds, with the winning bond purchased in September 2020.
The other winner, from Wandsworth in London, holds a total of £29,042 in Premium Bonds and purchased their winning Bond in August 2009.
Christmas come early: With over 4.9 million prizes up for grabs this month, worth nearly £219 million, some Premium Bond holders will be celebrating
However, whilst the two millionaires will take the headlines, there were also a number of lucky winners who managed to win big against all odds.
One person from Suffolk scooped the £100,000 prize with just £600 in Premium Bonds to their name.
That’s a whopping 16,567 per cent return on their investment.
One Premium Bond holder from Surrey and another from Dorset won £25,000 while holding just £100 in Bonds each. That’s a 24,900 per cent return on investment.
Other notable winners included a person from Manchester who won £10,000 from a mere £50 holding that was purchased back in 1977.
The popular National Savings and Investments product allows savers to save up to £50,000 in the accounts, with more than 22million people – one in three of the UK population – holding them.
| Prize Value | Winning Bond | Holding value | Location | Purchase Date of winning bond |
|---|---|---|---|---|
| £100,000 | 136XZ651642 | £600 | Suffolk | February 2008 |
| £25,000 | 129LK286508 | £1,000 | Bristol, City of | July 2007 |
| £50,000 | 517BL200634 | £9,025 | Devon | October 2022 |
| £25,000 | 291GP203207 | £100 | Surrey | December 2016 |
| £25,000 | 39VZ655065 | £100 | Dorset | May 1996 |
| £100,000 | 130GE465236 | £5,020 | Dorset | August 2007 |
| £10,000 | 12PN048094 | £50 | Manchester | July 1977 |
| £5,000 | 70VB013628 | £100 | North East Scotland | March 2000 |
| £5,000 | 396TY234848 | £275 | East Riding of Yorkshire | June 2020 |
| £10,000 | 28TW217367 | £550 | Derbyshire | February 1987 |
As of October, NS&I increased the prize fund rate from 1.4 per cent to 2.2 per cent, the biggest single increase in more than 40 years.
This meant that for those who currently hold Premium Bonds, their odds of winning improved from 24,500 to 1 to 24,000 to 1.
This month, there were more than 119trillion bond numbers eligible for the draw, with almost 5 million prizes up for grabs, collectively worth nearly £219 million.
Compared to the September draw, the number of £5,000, £10,000, £25,000, £50,000 and £100,000 prizes almost doubled.
For example, there are now 18 £100,000 prizes, up from 10 in September, and 36 £50,000 prizes, up from 20.
How to check if you have won
This is Money also publishes details of the major monthly prize winners, from £1million to £1,000.
Premium Bonds holders can also check to see if they have won a prize in November’s prize draw by using the nsandi.com prize checker, official prize checker app or their Alexa-enabled device.
Customers will need their Premium Bonds holder’s number to use the website, and their NS&I number or holder’s number to check via the prize checker app.
At the same time, they can check for any unclaimed prizes owed to them.
Our tables are published on the first of every month, or the next working day if it falls on a weekend or Bank Holiday.
Premium Bonds Winners
| Prize | Area | Value of bond |
| £1,000,000 | Highlands and Islands | £20,000 |
| £1,000,000 | Wandsworth | £5,000 |
| £100,000 | Wiltshire | £2,000 |
| £100,000 | Bedfordshire | £1,400 |
| £100,000 | North Yorkshire | £23,600 |
| £100,000 | Gwent Valleys | £10,000 |
| £100,000 | Northern Ireland | £100 |
| £100,000 | Kent | £5,000 |
More December 2022 winners
View list of December 2022 winners
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