Banks want to lend you a bigger mortgage – but is that a good idea? This is Money podcast

Published on: April 25, 2025

By THIS IS MONEY

Updated: 18:11 BST, 25 April 2025

Major banks are tweaking their rules to allow borrowers to get bigger mortgages, while a new upstart lender is offering seven times salary home loans.

Is this a welcome easing of the too tight rules to suit people’s needs or the start of a recipe for financial disaster?

On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert dive into the world of mortgages and look at whether lenders are coming up with a solution or creating more problems.

Is this a repeat of the heady days before the financial crisis, have stress tests helped borrowers avoid the stress of rising rates, and would you even want a seven times income mortgage?

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Plus, is the Bank of England about to aggressively cut interest rates in the wake of Donald Trump’s tariff chaos.

Also on this episode, why our retirement expert Sir Steve Webb is loving his new solar panels and how to work out what kind of investor you are and how much risk you should take.

And finally, a definitive list of the 50 best British cars of all time has been released, do you agree with it?

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