First Direct has a hidden free monthly prize draw where customers can win a jackpot of £3,500 – here’s how to enter

First Direct customers could be in with a chance of winning up to £3,500 in cash, by tapping a few buttons of its banking app.

The challenger bank is holding a monthly prize draw in October and November for its 35th birthday, with 10 jackpots of £3,500 up for grabs along with other smaller cash prizes.

The winners of the September draw, which took place on 10 October, will be receiving their cash this week

But there is still time for customers to enter the October and November draws. Here’s what First Direct customers need to know. 

How does the draw work?

First Direct customers need to opt in to the draw to be eligible for entry in the draw.

Customers can opt in for free via email or the promotion banner in the First Direct app.

Customers only have to opt in for one of the draws to be entered into all the remaining draws, it is not necessary to opt in to each individual draw. 

There are 4,235 prizes of £100 and 235 prizes of £35 in each draw, alongside the 10 jackpots of £3,500.

The deadline to opt into the October draw is 31 October by 23:59 and the deadline for November’s draw is 30 November by 23:59.

To be eligible, customers need to live in the UK, be over the age of 18 and hold a sole or joint First Direct current account that was opened on or before 1 July 2024.

Customers must make 30 debit card transactions, which cannot include credit card or insurance payments, cash withdrawals, card to card payments or gambling transactions.

Your current account must remain open until after the prize payment has been made. 

You won’t be eligible to receive the prize draw payment if you close your account before the prize payment has been made.

The winners of the prize draw will be picked at random by computer software on 13 November for the October draw and 11 December for the November draw.

First Direct will contact the winners by email within 14 days of the draw date and the prize will be paid directly into customers’ current account within 14 days of the draw being made.

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