Here Are the 5 Easiest Loans to Get Approved for in 2020

In hard times like these, you might be wondering what resources are there to help you.

If you’re not a business owner or an employee of a business benefitting from federal programs like the Payment Protection Program, you’re out of luck!

Luckily, there’s support for people like you too. Getting cash has never been easier if you know where to look.

Read on to discover the easiest loans to get approved for.

The Easiest Loans to Get Approved for

Believe it or not, bad or no credit history won’t keep you from getting a loan.

So what is the easiest loan to get approved for? Here is a shortlist of the most accessible lines of credit. In the spirit of social distancing, this list is limited to online resources:

  1. Money Mutual

When you’re shopping for a personal loan site, reputation is everything, and is one trustworthy source you should look into. boasts a network of premium lenders that can help you score loans of up to $2500. Since there are several lenders to choose from, the interest rates and terms vary.

Every lender in the network offers personal loans to those who may have poor credit. A loan through this site is one of the easiest loans to get approved for with bad credit.

The application takes just minutes, and the site reports to have served over two million happy borrowers.

If a payday loan is more your speed, see here for more details about how to get one.


If you need a higher line of credit, and you’re saddling damaged credit, is one place you need to apply. Also, a network of vendors, you will need to shop around within the system to find terms and an interest rate that works for you.

  1. Cash USA

If you need to free up even more funds, like up to $10,000, you’ll want to check out As with the other loan providers, you will have to show proof of income, as well as a checking account and references.

Also, working with a system of lenders, the terms and rates vary. Rates can be as high as 40%, so proceed with caution.

  1. might be the easiest loan to get approved for online. Similar to the others in all the main requirements, is best known for extending loans to no-credit clients.

Through its lenders, you can land a line of credit of up to $5,000. Not bad for someone with zero credit.

  1. 0% APR Credit Card

Finally, if you happen to have a decent credit score, you can check out a zero percent introductory credit card. Among the many quick sources of cash, this one can help you in a pinch while avoiding the high fees.

There’s Something Out There for You

Whatever your credit situation, there’s help if you take the time to look. Know that the easiest loans to get approved for carry the heftiest interest rates, so watch out!

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