Hurricanes are among the most destructive forces in nature. It is a powerful rotating storm that creates strong winds and also brings heavy rains. A hurricane is capable of destroying several homes within a short period. The loss of property that is as a result of hurricane destruction can be very devastating. It can also take an emotional toll. Insuring your home from this kind of damage is one of the best moves you can make. It offers you peace of mind because you can get compensation quickly.
The process of seeking hurricane damage compensation is not a walk in the park. Some insurance providers can deny your claim or even offer a lower settlement. They will send their team to assess your home and document the damage. You should understand that insurance providers are in the money-making business and are usually motivated to pay out low settlements or deny claims in such instances. This may see you miss out on compensation even after paying your monthly premiums as required.
If you are having trouble securing your insurance claim after being hit by a disaster, you should immediately contact a lawyer. We have the best lawyers to help you recover the amount you need to rebuild your home after hurricane damage.
Our attorneys will visit your insurance company and put everything into context to ensure you get your settlement. We also have enough resources to hire a different team to carry its own assessment and come up with the right estimate for your claim. Our experienced hurricane damage lawyers will help you follow up on all your hurricane claims, which includes damages such as:
- Foundation damage
- Roof repairs
- Destroyed personal property
- Driveway cracks
- Wall splintering
- Uprooted trees and landscaping
- Appliance electrical problems
Securing your claim will be a fast and simple process when you choose us.
What to Do In case of an Underpayment or Denied Claims for Hurricane Damage
Cases of insurance providers failing to pay policyholders or even underpaying them after filing a claim for hurricane-related damages are common. It has proved to be an uphill task for most policyholders. Most insurance companies are in business and will do everything to ensure you don’t get full compensation.
Obstacles you are likely to face include undervaluing the losses or damages, denying your claim, and failure to document some damages listed in your policy. Some insurance providers can also sue you for alleged insurance fraud. These are serious issues that can stop you from getting the much-needed settlement to rebuild your home. Follow these steps to protect yourself in such instances.
Go Through Your Policy
It is best to reread your policy and understand everything better. Your company might just be following the terms of your contract. What you think is mistreatment could be part of the terms of your agreement.
Go through your policy carefully to understand what your insurance provider covers for hurricane damage. Our experienced lawyers can help you in such a situation. We will go through your policy carefully and help you understand some of the difficult terms.
Document Your Damages Carefully
Documenting your damages correctly raises the chances of securing your claim. Gather all evidence considered essential for your settlement request after a hurricane. This is vital in proving your case. We are the best people to approach in such a scenario. Our law firm has the best attorneys to help you document your claim. We will all gather all the evidence needed to prove your case.
Hiring a Lawyer
It is the best move you can make if you want to have an easy time following up on your claim. We have the best attorneys who are familiar with insurance laws. Our property damage lawyer will also follow up on everything in accordance with your company’s policies. We will help you secure your settlement fast.
Appeal
If your claim is denied, the best you can do is to file an appeal. This should go to your insurance provider first. If they fail to resolve the issue, then you can opt for the legal route.
Our attorneys can help you file an appeal to your insurance provider and the court in case of a denied claim. We will prepare all the documents together with the evidence needed to help you secure your settlement. Our lawyers will also explain to the court why you deserve compensation for the damages in your home.
You should understand that you always have the upper hand in such scenarios as long as you have sufficient evidence, and everything is covered in your policy.
Your insurance provider should not be the final destination when seeking such a claim. Contact a hurricane claim lawyer from our firm to have a smooth time securing your settlement and rebuilding your home.
How We Can Be of Help
The kind of understanding and expertise we have in this field of law is vital in ensuring you get the necessary help and secure your compensation. One thing we do is take care of the legal process on your behalf. Doing everything by yourself will only complicate the process, and you might fail to get a settlement for your damages. We are familiar with insurance laws. Our attorneys will approach your insurance provider to explain why you deserve compensation for the hurricane damages on your home or property.
Our attorneys will go through your insurance policy carefully to understand what your company offers. We can negotiate with them guided by what we have read through your plan. Our attorneys can help you with all the paperwork needed during the process. Contact us for a smooth time seeking a settlement for hurricane damage.
What to Do After a Hurricane Damage
Following the right steps in case of hurricane damage is vital if you want to get full compensation. Here are steps we can advise you to take to have an easy time with your insurance provider.
Contact them Immediately
Contacting your insurance provider immediately lowers your chances of becoming time-barred and missing out on your claim. Some insurance providers have set timeframes of when you should file your request after a specific occurrence.
You can easily become time-barred, and you will miss out on your settlement when you don’t file your claim on time. Contact your insurance provider immediately. You can also contact our lawyer to carry out a parallel assessment of the damage to come up with an estimate and document everything.
Cover Up Your Damaged Home or Property
You can use different materials to cover up your damaged property. This is vital in preventing further damage. The chances of interfering with the evidence present are also minimal. Most insurance companies will look for any reason to avoid paying you. Don’t carry out any repairs or fixes that may lead to further damages.
Document Everything
Presenting proper evidence to your provider raises the chances of winning your claim. Gather all the evidence needed to convince your insurance provider that you deserve compensation for hurricane damage on your home or business. We are a reputable law firm that can help you document everything by insurance laws and your company’s policies. How about you choose us for quality service.