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All posts in: Business & Finance

Virgin Money’s Manchester United club heroes credit cards

Virgin Money is offering Manchester United fans the chance to vote for their favourite of a selection of four new credit card designs, featuring some of the clu... read more

How to balance your budget with an interest boost

It is the first increase in base rate for ten years.  For many homeowners, it will be the first time their payments have ever increased. For savers it will be ... read more

A third of equity release borrowers pay off other debts

One in three homeowners taking a lifetime mortgage in retirement uses the money to pay off their mortgage or consolidate their debts. Exclusive figures from equ... read more

Mortgage rates to rise, house prices to fall

Five-year mortgage rates are set to rise by half a percentage point over the next six months as mortgage lenders withdraw their best rates and experts warn hous... read more

Check to see if your mortgage or savings rate is going up

A sizeable number of homeowners will see mortgage payments rise after the Bank of England hiked the base rate by 0.25 per cent today, while savers will be hopin... read more

How to find a cheaper mortgage and beat rate rises

The Bank of England has raised the base rate to 0.5 per cent, but mortgage rates are still near record lows. Despite those cheap rates on offer, many homeowners... read more

I retired last year and now need to remortgage

I’m 68 and retired from my full-time job last year.  I have just taken advantage of the pension freedoms, drawing down the tax-free lump sum of my pension in... read more

Golden Age of booming house prices unlikely to be repeated

House prices will rise just one per cent on average next year a new report by property firm JLL suggests – and values in prime London are set to fall. It adds... read more

Possible rate rise will have ‘modest’ impact on borrowers

Tomorrow’s possible hike in the base rate will only have a ‘modest’ impact on mortgage borrowers as the vast majority are now on fixed deals, ... read more

Should you join the rush to fix mortgages for five years?

Demand for five-year fixed rate mortgages from homeowners locking in to new deals has hit another record high.  Some 42 per cent of homeowners remortgaging opt... read more

First Direct and John Lewis cashback credit card offers

If you’re looking for a new credit card – perhaps to help you spread the cost of Christmas – First Direct is offering a £25 reward for custo... read more

Axe stamp duty in the Budget, Hammond is told

Axe stamp duty in the Budget, Hammond is told: Scrap ‘worst tax’ to boost the economy, says think-tank Adam Smith Institute warns stamp duty must be... read more

Unsecured debt creeps up towards financial crisis peak 

Britons’ credit binge continued last month with unsecured debt levels creeping close to the financial crisis peak, new monthly figures show. Households ra... read more

Have you got a shared appreciation mortgage?

Borrowers who took out shared appreciation mortgages with Barclays or Bank of Scotland in the 1990s have until the end of the year to sign up to legal action ag... read more

Take loan, or lose home…Vulnerable property owners hit

Thousands of struggling homeowners, many elderly or in poor health, are in danger of losing their properties when a key financial safety net is axed next year. ... read more

Looming interest rate hike stokes up mortgage holder fear

With the Bank of England widely expected to raise interest rates next week, one in 20 mortgage holders on variable tariffs admit they will struggle to make ends... read more

Credit card borrowing keeps rising along with cost of life

Credit card borrowing rose by 7.8% in September, up from 7.3% in August Borrowing by businesses ‘moderated’ since beginning of the year  By Camilla... read more

New Zealand bans overseas buyers from buying property

New Zealand will ban overseas buyers from buying existing homes in the country in a bid to stop house prices from soaring. Labour prime minister-elect Jacinda A... read more

Homegrown offers chance to invest in property development

A new crowdfunding platform is allowing retail investors the chance to back residential property developments by investing as little as £500. The start-up, cal... read more

People in debt could be given a six-weeks grace period

People in serious debt could be given a six-week grace period where they are not charged interest, penalty fees or threatened by enforcement action in order to ... read more

John Redwood explains the FTSE 100

What is the FTSE 100? Investor and MP John Redwood explains what it is and why it matters to you even if you don’t invest By Rachel Rickard Straus for Thi... read more

Why Hilton Honors has best reward credit card for spending

If you are about to buy a big ticket purchase for your home, perhaps some white goods, a new sofa or a television, then you may be deliberating on how best to p... read more

Should I pay more to get out of my mortgage early? 

I am currently one year into a two-year fixed-rate mortgage on a rate of 2.7 per cent with the Coventry Building Society. We have plenty of equity in our home, ... read more

London and the West Midland lead summer house price falls

House prices dropped across Great Britain in the third quarter of 2017 with London and the West Midlands property markets suffering most. Research suggests that... read more