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All posts in: Business & Finance

First Direct launches best buy personal loan at 3% on £30k

First Direct has slashed the rate on its personal loan to a market-beating 3 per cent for anyone needing to borrow between £15,050 and £30,000. Borrowers can ... read more

Yorkshire BS offers flash two-year fix mortgage at 0.99%

Yorkshire Building Society is offering a 0.99 per cent two-year fixed-rate mortgage up to 80 per cent loan-to-value – a new record low rate.  The catch i... read more

Is the UK turning into a buyer’s paradise?

Parts of Britain appear to be turning into a property buyer’s paradise, with asking prices across the country falling by an average of £3,360 in one mont... read more

Mortgage advisers accused of ‘double dipping’ borrowers

Would you be as willing to pay your mortgage broker hundreds of pounds in fees if they made it clear exactly how much they were earning in commission from lende... read more

Jim Rickards predicts financial crisis is six months away

The next financial crisis is eight months away, will be BIGGER than the last and triggered by war with North Korea, JIM RICKARDS predicts By Rachel Rickard Stra... read more

House prices vs wages across the UK over ten years

Britain has a problem with high house prices. First-time buyers and movers require help from the Bank of Mum and Dad, the Government feels the need to bung new ... read more

Clampdown on interest-free credit cards luring people in

Credit card companies face a crackdown on interest-free offers after it emerged more than half of borrowers have no idea what rate they will pay when the deal e... read more

Two million interest-only borrowers face losing homes

Trapped: There are almost two million borrowers with interest-only mortgages  Almost two million borrowers with interest-only mortgages face having to sell the... read more

The towns where house prices never recovered

With its dramatic scenery and picturesque villages, many people dream of owning a home in the Lake District. But the Lakes is one of the surprising UK areas whe... read more

ONS: House prices up £11k annually in July 2017

The average UK property prices is up 5.1 per cent annually with official figures suggesting the housing market has undergone a summer mini-revival in 2017. In J... read more

First Direct RAISES its mortgage rates but halves its fees

First Direct has slashed its mortgage fees following pressure from customers, but has also hiked rates by up to 0.2 per cent to compensate. The lender has typic... read more

Five reasons to be cheerful on the home front

Savers with large sums on deposit who also have a mortgage should think about doing the sums on ‘offset’ deals.  Inflation has risen sharply this year to ... read more

Should you take a gamble and use equity release?

Millions of people are sitting on substantial equity in their home thanks to continued property price rises.  It means families feeling the squeeze of consumer... read more

Best cashback credit cards linked to a bank account

Congratulations, you’ve been pre-approved for your bank’s latest credit deal reserved ‘exclusively’ for existing customers. But is it an... read more

How you can rent out your home as a workspace

If you are looking to boost your income but cannot face the idea of having strangers staying overnight, then you should consider putting your home to use while ... read more

Teachers BS will let you take a 40-year mortgage

National mortgage lender Teachers Building Society has extended its maximum mortgage term from 35 years to 40 years to help those on lower incomes afford to buy... read more

Almost half of over-55s are looking to downsize their home

Some 47 per cent of homeowners aged over 55 plan to downsize their homes in the future, releasing an average of £112,000 in equity from the move, a survey rev... read more

How to find the best online estate agent

For many years high street estate agents held the keys to buying and selling a home, with sellers often paying them thousands of pounds in fees. But now a new b... read more

Are three-year mortgages any good?

Mortgage rates have been super competitive for a while now, but recently lenders have begun to ramp up their efforts to offer cheap rates on three-year deals. ... read more

House prices rise almost £2,500 in August, says Halifax

House prices rose almost £2,500 in August as a late summer bounce continued but property inflation remains near the lowest level for four years, figures reveal... read more

Is Asda Money’s new personal loan tool any good?

Asda Money has launched a new personal loan tool that allows borrowers to see whether they will be accepted and what rate they will get without hurting their cr... read more

Coventry offers 5 year fix mortgage with no early exit fee

Coventry Building Society is offering home buyers a rare opportunity to fix their mortgage for five years – without hefty early repayment charges. Its fiv... read more

New-build housing industry is in ‘Goldilocks territory’

The state of Britain’s property market will return to the fore next week when a clutch of housebuilding giants report. Full-year figures on Wednesday from... read more

PPI mis-selling: Don’t let your claim get Terminated

More than £27billion has so far been paid to customers mis-sold payment protection insurance. But billions more in compensation is still up for grabs. An indus... read more