It is no secret to anyone that the world of video games is becoming more and more lucrative and popular. And since the pandemic, the gamer culture has grown exponentially, gradually entering all aspects of our lives, including… finances?
That’s why we can now find debit cards (and pretty soon credit cards) designed exclusively for gamers. These cards come with a rewards system that allows you to buy video games, subscriptions to streaming platforms, consoles, PC gaming, and much more!
But what are the debit cards for gamers that exist on the market? What are its pros and cons? And how can you get cards for gamers?
What are the cards for gamers?
Before we talk about gamer debit cards for gamers on the market, I think we should first explain what a gamer card is and how it works.
The premise is straightforward. They are prepaid cards with a reward system or “points” that you can use directly on a video game or streaming platform such as “twitch” or “steam,” among others.
In a nutshell, they are neobanks for gamers, where you can get a deposit account, a prepaid debit card, and rewards just for playing. And now, the question that surely haunts your head: Is all this legal? Of course, yes!
All the debit cards we will discuss in this article are supported by Visa and financial institutions that are members of the FDIC.
Do you want to know the best? You can get them for free!
The Best Neobanks for Gamers
You’ve probably heard of rewards cards.
These debit or credit cards offer you different types of bonuses for using them to pay for services or buy goods. In the case of debit cards, they have reward systems that give you “points” for each transaction you make for purchases or payment of services.
And since debit cards only handle the money that you already have, you can stay in control of your spending while earning rewards.
Each platform offers you benefits and rewards that you can use to buy various products, such as video games, subscriptions to streaming platforms, consoles, gift cards, PC gaming, and much more.
#1- Ugami Debit Card is ranked first
Ugami is a FinTech startup aiming to be gamers’ premier financial rewards solution. The debit card for gamers (and credit soon) allows you to earn “Ugipoints” and redeem them in the Ugami Store for products.
These products can be digital goodies, in-game currency, gift cards, merchandise, hardware (console or PC), and benefits such as preferential access to electronic sporting events.
The most exciting thing about the Ugami card for gamers is that it also has a mobile application that allows you to play games to get rewards, get more information about personal finances, and manage your funds safely.
It is important to note that Ugami is not an actual bank but is backed by Blue Ridge Bank, a financial institution that is a member of the FDIC (Federal Deposit Insurance Corporation).
They currently have two types of debit cards for gamers already available: a regular and a “boosted.” The standard card is 100% free, gives you 500 welcome “ugipoints,” and has a 3X Ugipoints earning rate.
On the other hand, the Boosted Card will allow you to have an accelerated Ugipoints earning rate of 4X. Likewise, you can also enjoy different experiences and exclusive access to benefits within the application. The monthly fee for the Boost card is $9.99.
However, until October 31, you can get the boosted card for free. You can access any of the cards for gamers from the UGAMI app, available on the AppStore and Play Store.
#2 – Mana Card
Mana is one of the best-known debit cards for gamers today.
Headquartered in Boston is a neobank for gamers, backed by MVB Bank, a member bank of the US Federal Deposit Insurance Corporation (FDIC); the Mana debit card works similarly to a traditional Visa debit card, offering a deposit account.
The difference is that, just like Ugami, you can earn points and rewards just for using their product and just playing.
According to the Mana website, the incentives can be game codes, gift cards, and game coins, which can be redeemed through the card’s mobile application.
According to their website, you can’t get their gaming debit card yet, but you can sign up for it as soon as it’s officially released to the public, which will be very soon.
You can choose between 2 types of accounts! On the one hand, they offer a free Mana account with basic rewards and fewer benefits.
And on the other hand, they have the Pro card, which requires a monthly subscription of $119.95 and offers enhanced rewards and exclusive benefits on top of a high-end metal card.
#3 – BuffPay Card
Buff Technologies (Buff. game) launched a debit card for gamers called BuffPAY that operates in cooperation with Visa and is backed by Evolve Bank & Trust, Member FDIC.
This card for gamers works like a standard credit card and allows Buff Club members to make purchases in stores that will enable payment with Visa cards and withdrawal funds.
Buff platform users who will use the card will be able to enjoy the accumulation of Buff Points.
These points can be converted into relevant products for gamers, such as gaming computers, unique hardware, new games, and many other surprises in the company’s marketplace.
As an extra point, its website tells us that you can get the physical card for free and with an exclusive design. Something Mana and Ugami do not provide.
#4 – Tiv Debit Card
Finally, in this top card for gamers, we find the TIV Gamer Card, which has not yet been officially launched, but you can register on its waiting list to get it for free.
The premise of TIV is that users will be able to link their cross-platform games through Tiv. The platform will then capture the time they spend playing the game and various other final achievements.
The app not only displays those achievements to the user but for every hour played, the cardholder’s reward rate increases.
For example, a user who plays four hours of FIFA one night will receive a higher reward rate when shopping the next day. Not bad, right? Every $250 spent with your Tiv card multiplies the value of your points by a factor of up to five!
Additionally, according to its website, you can redeem your points for cash and use them on your purchases every day. Every 100 points are equivalent to $1, although they do not explain how many points you must have to be able to redeem for cash.
Debit Cards for Gamers: The best choice for video game enthusiasts!
There’s no better attraction for a gamer than getting a free debit card that also rewards you with discounts for playing every day!
And yes, we know that all video games usually include reward and achievement systems. But you can manage your finances, have a deposit account and debit card (physical and virtual), and earn rewards. It is the maximum! And the best?
You don’t need a credit history or a bank account; everything is online, legal, and 100% secure.
Of course, always remember that, in finance, as in video games, the smartest thing is to carry out actions strategically. This way, you’ll be able to manage your money and resources wisely while making the most of every advantage along the way.
And you? Do you already know about these debit cards for gamers?