We’re referred to as ‘consumers’ all the time. The word is often used interchangeably with ‘citizen’, ‘shopper’, ‘household’ or ‘Briton’. ... read more
Sainsbury’s Bank has upped the ante on its purchase credit card, boosting the 0 per cent interest deal to a market-beating 31 months. The new deal overtakes t... read more
Nearly a quarter of borrowers believe that getting accepted for a credit card guarantees them the advertised interest rate and 0 per cent promotion. But what ma... read more
Some Lloyds credit card customers, enticed by the bank’s offer of Avios points that can be redeemed for flights, have seen balances vanish – and told it... read more
Half of households under the age of 35 couldn’t afford an unexpected bill of just £250, forcing them to turn to a credit or the bank of mum and dad, accordin... read more
Should we give every Briton a basic monthly income? For some it’s the key to stamping out exploitation for others it’s a ticket to laziness… By Ra... read more
Investment fund names are often a baffling mixture of fancy but vague words, which mean little to people who aren’t already clued up on financial jargon. ... read more
Can we avoid another financial crisis? Spoiler alert: No! That’s according to STEVE KEEN who predicted the last one By Rachel Rickard Straus for Thisismon... read more
Household debt is becoming a growing concern, with experts worried consumers are taking on debts they cannot afford to pay back. Credit cards with long 0 pe... read more
Britons are loading up on store cards, payday loans and car finance at astonishing rates, worrying regulators who are planning a crackdown on consumer borrowing... read more
Virgin Money saw an 8 per cent leap in lending by its credit card business but said arrears levels remained ‘stable’ despite concerns that rising consumer d... read more
GDP is seriously messed up. It is often thought of simply as the most common measurement of the size of a country’s economy – how could that be controversia... read more
Growth is good …right? We endlessly talk about the importance of our economy growing, but can it ever do more harm than good… By Rachel Rickard Straus f... read more
Household debt is rising to record levels as the rate at which credit is approved picks up pace, the financial watchdog said today. The soaring levels of person... read more
A damning report on personal loans yesterday found families face a staggering £400 million rip-off from the ‘broken’ market. Banks are damaging bor... read more
Tesco ‘jumbo loans’ flout runaway credit warning as BoE considers rules to rein in banks’ lending splurge By Alex Hawkes For The Mail On Sunda... read more
Credit card customers who are in persistent debt should receive more help from providers to clear it, the financial regulator has said today. Around 3.3million ... read more
Britons spent 9.3 per cent more on credit cards than they did a year ago in February prompting fears another credit-fuelled financial crisis could be around the... read more
When needing to borrow a small amount of money, most people will head straight for their bank – but this could be an expensive mistake. Despite record low... read more
Almost one in five people applying for a credit card or personal loan over the past year has been turned down, according to research by BuddyLoans. Having a po... read more
If we could find the money to bail out the banks why can’t we find more cash to support the NHS? By Rachel Rickard Straus for Thisismoney.co.uk Publishe... read more
Fundamental changes are needed to the way in which bailiffs collect debt, a group of charities has said today. Some bailiffs are still using intimidating behavi... read more
