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All posts in: Business & Finance

Five reasons to be cheerful on the home front

Savers with large sums on deposit who also have a mortgage should think about doing the sums on ‘offset’ deals.  Inflation has risen sharply this year to ... read more

Should you take a gamble and use equity release?

Millions of people are sitting on substantial equity in their home thanks to continued property price rises.  It means families feeling the squeeze of consumer... read more

Best cashback credit cards linked to a bank account

Congratulations, you’ve been pre-approved for your bank’s latest credit deal reserved ‘exclusively’ for existing customers. But is it an... read more

How you can rent out your home as a workspace

If you are looking to boost your income but cannot face the idea of having strangers staying overnight, then you should consider putting your home to use while ... read more

Teachers BS will let you take a 40-year mortgage

National mortgage lender Teachers Building Society has extended its maximum mortgage term from 35 years to 40 years to help those on lower incomes afford to buy... read more

Almost half of over-55s are looking to downsize their home

Some 47 per cent of homeowners aged over 55 plan to downsize their homes in the future, releasing an average of £112,000 in equity from the move, a survey rev... read more

How to find the best online estate agent

For many years high street estate agents held the keys to buying and selling a home, with sellers often paying them thousands of pounds in fees. But now a new b... read more

Are three-year mortgages any good?

Mortgage rates have been super competitive for a while now, but recently lenders have begun to ramp up their efforts to offer cheap rates on three-year deals. ... read more

House prices rise almost £2,500 in August, says Halifax

House prices rose almost £2,500 in August as a late summer bounce continued but property inflation remains near the lowest level for four years, figures reveal... read more

Is Asda Money’s new personal loan tool any good?

Asda Money has launched a new personal loan tool that allows borrowers to see whether they will be accepted and what rate they will get without hurting their cr... read more

Coventry offers 5 year fix mortgage with no early exit fee

Coventry Building Society is offering home buyers a rare opportunity to fix their mortgage for five years – without hefty early repayment charges. Its fiv... read more

New-build housing industry is in ‘Goldilocks territory’

The state of Britain’s property market will return to the fore next week when a clutch of housebuilding giants report. Full-year figures on Wednesday from... read more

PPI mis-selling: Don’t let your claim get Terminated

More than £27billion has so far been paid to customers mis-sold payment protection insurance. But billions more in compensation is still up for grabs. An indus... read more

Top 10 areas in Britain with house price reductions

More than a third of properties currently on the market have had their asking price reduced at least once, according to latest figures from Zoopla. The property... read more

Banks should stop raising credit card limits automatically

Nearly one in five people struggling with debt have had their credit card limit raised without request, according to research from charity Citizens Advice. It c... read more

UK house prices dip in August amid consumer squeeze

UK house prices fell slightly last month in a further sign that the property market is cooling down as affordability is becoming an issue, especially for Briton... read more

House prices ‘will hit 15 TIMES the average income’

Young Britons hoping a house price crash will let them buy a home could see their dreams thwarted, leading economists warn. David Miles, a former member of the ... read more

Taxman gains extra £2bn from stamp duty in last year

The taxman is having a bumper year thanks to stamp duty changes and a more ‘aggressive’ approach on inheritance tax. The Government has racked up an... read more

Lenders offer fewer and shorter balance transfers

Credit card borrowers are beginning to see the choice and length of interest-free balance transfer deals shrink in a sign that providers may be reining in lendi... read more

Mini property booms hit central England

House prices in parts of central England have spiked by more than 9 per cent as ‘mini booms’ ride against the otherwise sluggish growth trend. North... read more

Should you pay £195 a year for an Avios rewards card?

Rewards credit cards split into three camps – free cards, those with an annual fee of around £25 to £35, and ‘Premium’ cards which carry fee... read more

Lloyds Bank begins to rein in interest-free credit cards

Lloyds Bank begins to rein in lengthy interest-free credit card offers as Bank of England crackdown begins to bite By Alex Hawkes, Financial Mail on Sunday Publ... read more

Managers and nurses are the workers with the largest debts

Those in retirement who seek help for their debts owe more money on credit cards, loans and in council tax debts than workers across all careers, according to n... read more

Can I claim PPI compensation on behalf of my late mother?

My mother passed in 2014 and likely could have claimed for PPI from multiple credit cards. Could I make a claim on her behalf? PPI compensation: Can you submit ... read more