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How to avoid getting caught in the credit card trap

Rising living costs mean households are increasingly turning to credit cards to get by. Bank of England data shows borrowing on plastic has reached £68billion [...]

M&S Bank slashes personal loan rate to 2.8%

M&S Bank has slashed its personal loan rate to 2.8 per cent - the cheapest deal available.The move brings it in line with best-buy deals [...]

Card providers stop one in four using their cards abroad

One in four consumers have had a credit or debit card blocked while on holiday and been unable to access their cash, research has revealed.This [...]

Travelex axes its popular Supercard

Travelex scraps its popular Supercard that let holidays avoid overseas bank charges - and blames high running costsThe Supercard is being axed in July because [...]

What is a consumer? We reveal where the notion came from

We’re referred to as ‘consumers’ all the time. The word is often used interchangeably with ‘citizen’, ‘shopper’, ‘household’ or ‘Briton’.But what on earth is a [...]

Sainsbury’s Bank launches best-buy purchase credit card

Sainsbury’s Bank has upped the ante on its purchase credit card, boosting the 0 per cent interest deal to a market-beating 31 months.The new deal [...]

Why banks can give you a credit card you never applied for

Nearly a quarter of borrowers believe that getting accepted for a credit card guarantees them the advertised interest rate and 0 per cent promotion.But what [...]

Lloyds Avios credit card customers unable to redeem points

Some Lloyds credit card customers, enticed by the bank's offer of Avios points that can be redeemed for flights, have seen balances vanish – and [...]

Half of under 35s can’t afford £250 unexpected bill

Half of households under the age of 35 couldn’t afford an unexpected bill of just £250, forcing them to turn to a credit or the [...]

Would a Universal Basic Income work? Guy Standing explains

Should we give every Briton a basic monthly income? For some it's the key to stamping out exploitation for others it's a ticket to laziness…By [...]

What do cryptic investment fund names mean?

Investment fund names are often a baffling mixture of fancy but vague words, which mean little to people who aren't already clued up on financial [...]

Can we avoid another financial crisis? STEVE KEEN answers

Can we avoid another financial crisis? Spoiler alert: No! That's according to STEVE KEEN who predicted the last oneBy Rachel Rickard Straus for Thisismoney.co.uk Published: [...]

How to avoid the 0% credit card interest traps

Household debt is becoming a growing concern, with experts worried consumers are taking on debts they cannot afford to pay back. Credit cards with long 0 [...]

Boom in credit sparks fears as economy slows

Britons are loading up on store cards, payday loans and car finance at astonishing rates, worrying regulators who are planning a crackdown on consumer borrowing.A [...]

Virgin Money posts an 8% rise in credit card balances

Virgin Money saw an 8 per cent leap in lending by its credit card business but said arrears levels remained ‘stable’ despite concerns that rising [...]

Is GDP DANGEROUS?! Economist Lorenzo Fioramonti says it is

GDP is seriously messed up.It is often thought of simply as the most common measurement of the size of a country’s economy – how could [...]

Is growth always good? Kate Raworth answers…

Growth is good ...right? We endlessly talk about the importance of our economy growing, but can it ever do more harm than good…By Rachel Rickard [...]

The FCA to look at high levels of household debt

Household debt is rising to record levels as the rate at which credit is approved picks up pace, the financial watchdog said today.The soaring levels [...]

How to get a loan without ruining your credit rating

A damning report on personal loans yesterday found families face a staggering £400 million rip-off from the 'broken' market.Banks are damaging borrowers' credit ratings by [...]

Tesco ‘jumbo loans’ flout runaway credit warning

Tesco 'jumbo loans' flout runaway credit warning as BoE considers rules to rein in banks' lending splurgeBy Alex Hawkes For The Mail On Sunday Published: [...]

Credit card customers in persistent debt to get more help

Credit card customers who are in persistent debt should receive more help from providers to clear it, the financial regulator has said today.Around 3.3million Britons [...]

Annual credit card spend grows at fastest pace since 2006

Britons spent 9.3 per cent more on credit cards than they did a year ago in February prompting fears another credit-fuelled financial crisis could be [...]

What’s the best and cheapest way to borrow a small amount?

When needing to borrow a small amount of money, most people will head straight for their bank - but this could be an expensive mistake.Despite [...]

Why your credit applications is getting rejected

Almost one in five people applying for a credit card or personal loan over the past year has been turned down, according to research by BuddyLoans.Having [...]

Why can’t we find more cash to support the NHS?

If we could find the money to bail out the banks why can't we find more cash to support the NHS? By Rachel Rickard Straus for [...]

Harsh bailiff tactics are pushing more people into debt

Fundamental changes are needed to the way in which bailiffs collect debt, a group of charities has said today.Some bailiffs are still using intimidating behaviour, [...]

Small business leader’s Budget letter to the Chancellor

Chancellor Philip Hammond’s decision to stage a tax raid on the self-employed and small businesses in the Budget has met with a backlash. Here, small [...]

Diana Chambers’ tips on awkward money conversations

Who should pay for dinner when one of you earns more and how do you talk about wills? Watch tips on those awkward conversationsBy Rachel [...]

Budget 2017:Doctors oppose plan for GPs in struggling A&Es

Row over plan for GPs in struggling A&Es: Doctors leaders say £100m scheme will attract even more patients to overstretched departmentsHospitals will be given up [...]

Philip Hammond litters budget speech with series of gags

Philip Hammond may have been branded the 'ultimate boring accountant' but school friends have revealed he was a boozing goth 'with a twinkle in his [...]

Treasury tax raid on high earners who work for themselves

Chancellor Philip Hammond is likely to unveil a consultation in Wednesday’s BudgetWealthy self-employed workers could be stung with an extra tax bill in next week’s [...]

Why is the pound falling if the UK economy is so strong?

Why is the value of the pound falling if the UK economy is so strong? Watch our simple explainer… By Rachel Rickard Straus for Thisismoney.co.uk Published: [...]

Why do economists get it so wrong? Peter Antonioni answers

Why do economists get it so badly wrong? Reasons behind mistakes from failing to predict the financial crisis to misjudging the post-Brexit vote slumpBy Rachel [...]

What clever tricks do retailers use to get us to spend?

What clever tricks do retailers use to get us to spend – and how can we immunise ourselves against them? By Rachel Rickard Straus for Thisismoney.co.uk [...]

How worried should we be about household debt?

Could soaring household debt be an even greater danger to the economy than government spending?By Rachel Rickard Straus for Thisismoney.co.uk Published: 09:08 BST, 19 January [...]

Big Money Qus: Time to reclaim economics from experts?

The concept of ‘the economy’ as we know it can feel like it has been around for ever. But it was hardly talked about much [...]

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